Mortgage Brokers ListBuy-to-let mortgages
Buy-to-let lending works differently from buying a home to live in: the rent matters as much as your income, and the tax is higher.
Last checked 13 September 2026.
How much you can borrow
Buy-to-let lenders usually base the loan mainly on the expected rent, checking that it covers the mortgage payments with a margin at a higher assumed interest rate. Whether you buy personally or through a limited company changes how that test is applied, so it's worth discussing both with a broker (and the tax side with an accountant).
Stamp duty on additional properties
In England and Northern Ireland, buying an additional residential property for £40,000 or more adds 5 percentage points to every Stamp Duty Land Tax band, and buyers who aren't UK resident pay a further 2% (GOV.UK). Try the stamp duty calculator.
Regulation
Many buy-to-let mortgages taken out as a business aren't regulated by the FCA in the way a residential mortgage is, which affects the protections you have. Ask your broker whether the mortgage you're offered is regulated.
Brokers whose website mentions buy-to-let
1024 firms in our directory mention buy-to-let on their own website. That's what they say about themselves, not an assessment by us, so check that a firm handles your situation and look it up on the FCA Register before taking advice.
Bristol
- Aim Mortgages Ltd
- Alternative Business Funding Limited
- Andrews Mortgage Solutions Ltd
- Bristol Rose Mortgages Ltd
- Chartwell Funding Limited
- Ellis James Financial Ltd
- Fraser Heath Mortgage Services Limited
- Funder Finder Ltd
- H & C Financial Planning Ltd
- Kingdom Mortgages Ltd
- Lampiers Financial Planning Limited
- Mellow Financial Ltd
- Mercury Mortgages Ltd
- Mortgages Explained Limited
- Mortgages in Bristol Limited
- Nailsea Financial Services Ltd
- Sound Mortgage Solutions Ltd
- WR Ethical Limited
- Your Mortgage Partners Ltd
Glasgow
- Athena Mortgages Limited
- Caledonia Mortgages Limited
- Capital Managers Mortgages Limited
- Clark Boyle Financial Services Ltd
- Independent Mortgage Store Limited
- Ingrid Cairns & Associates Limited
- Isk Complete Mortgages Ltd
- Kyle Financial Limited
- Mortgage Advice Brokerage Ltd
- Mortgage Advice Solutions Limited
- Murphy Mortgages Ltd
- Nisbet Mortgage Solutions Ltd
- Red Home Mortgages Ltd
- Rivergate Finance Limited
- Rosewood Little Associates Ltd
- Wha Mortgage Services Ltd
- Whitebridge Financial Services Ltd
Peterborough
- Advanced Mortgages Ltd
- Agentis Financial and Mortgage Solutions Limited
- Equity Release Wise Ltd
- Everyday Mortgages Ltd
- Heartland Mortgage Services Ltd
- Impact Financial Services Limited
- JK Mortgages Limited
- Let's Talk Mortgages Limited
- Path Mortgages Ltd
- Perfect Fit Mortgages Ltd
- Regal Park Financial Limited
- Shawshank FS Limited
- Talk Mortgage Broker Ltd
- Thornhill Square Ltd
- Wheeler & Walker Mortgage Solutions Limited
- Zest Financial Limited
Manchester
- Akbani Financial Ltd
- Asl Mortgages and Protection Ltd
- Bell Financial Solutions Ltd
- Black & Gold Financial Services Limited
- Cooke Mortgage & Protection Services Ltd
- FR Mortgages Ltd
- Finsso Financial Ltd
- Froom Mortgages Limited
- Identity Financial Solutions Limited
- Kinetic Finance Ltd
- MS Lending Group Limited
- National Bridging Brokers Ltd
- Revive Mortgages Limited
- Trinity Mortgage Services Limited
- We Know Mortgages Limited
Clerkenwell
- Best Direct Finance Ltd
- Blake Capital 247 Ltd
- Brick2brick Mortgage Solutions Ltd
- Credence Financial Ltd
- Meta Mortgages Ltd
- Real Lending & Financial Services Ltd
- Red Abbey Mortgages Ltd
- Richard Jones Mortgages Ltd
- Rosewood Hall Limited
- SD Financial Limited
- Smile Finance Limited
- Surrey and City Mortgages Limited
- We Sure Limited
- Xbridge Limited
Leicester
- Abp Mortgage Solutions Ltd
- Harmony House Mortgages Ltd
- Holmfield Wealth Management(uk) Limited
- Intouch Mortgage Services Ltd
- Mme Financial Consultants Limited
- Mortgage Advice Experts Ltd
- SJR Mortgages Ltd
- Stoneygate Mortgages Ltd
- Tank Financial Ltd
- The Finance Lab Ltd
- Ubm Financial Services Ltd
- Vervene Financial Services Ltd
- Vistaara Financial Solutions Limited
Mayfair
- Bright Box Financial Services Ltd
- Buffett Finance Limited
- Hamilton Rowe Ltd
- Hirschle Hughes Financial Services Limited
- Imperium Mortgages Ltd
- Mortgage Cloud Limited
- Mova Mortgages Ltd
- Noble Financial Solutions Limited
- Quercus Mortgage and Financial Solutions Limited
- Sempre Mortgages & Protection Ltd
- Soul Mortgages Limited
- Springboard Financial Services Limited
- Traverse International Finance Limited
Nottingham
- Abbey House Mortgages Ltd
- Akers Pritchett Ltd
- Altitude Financial Solutions Limited
- Arun Financial Services Ltd
- Casa UK Mortgages Ltd
- Else Mortgages Ltd
- Harmony Financial Services Ltd
- Medical Wealthcare Limited
- Paul Willey Mortgage Brokers Ltd
- Robin Hood Mortgages Ltd
- Trent Finance Limited
- Vanguard Mortgage Solutions Ltd
- Zas Mortgages & Protection Limited
Harrow
- Bespoke Mortgages Ltd
- Crystal Financial Solutions Limited
- Empire Brokers Ltd
- Expert Independent Financial Planning Ltd
- Fusion Financial Services Limited
- Futture Homes Limited
- Grovehouse Financial Services Ltd
- London Mortgage Group Limited
- Ollo Financial Services Ltd
- Oxhey Finance Limited
- S A Group Services Ltd
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General information, not advice. Mortgage Brokers List is a directory and a set of free tools. Only an FCA-authorised adviser can recommend a mortgage for your circumstances. See our editorial standards.