Urbanspencer Limited

Mortgage broker · Cheltenham · incorporated 2022

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Self-employed
  • Bad / adverse credit
  • Later life & equity release
  • Protection insurance

Contact details published by the firm

01242 235882 Visit urbanspencer.com

Services mentioned on its website

When we checked urbanspencer.com on 2026-09-13, Urbanspencer Limited mentioned first-time buyers, remortgage, buy-to-let, self-employed, bad / adverse credit, later life & equity release, protection insurance. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Urbanspencer Limited on the FCA Register

We don't hold an FCA reference number for this firm and haven't verified it. Search Urbanspencer Limited on the FCA Register →

Questions to ask Urbanspencer Limited

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. How many years of accounts or tax calculations will lenders want to see for my income?

Frequently asked questions

Is Urbanspencer Limited authorised by the FCA?

We don't hold an FCA reference number for Urbanspencer Limited. Search its name on the Financial Services Register before taking advice: only authorised firms and their appointed representatives may arrange regulated mortgages.

What types of mortgage does Urbanspencer Limited mention?

On its own website, Urbanspencer Limited mentions: First-time buyers, Remortgage, Buy-to-let, Self-employed, Bad / adverse credit, Later life & equity release, Protection insurance. Services change, so confirm directly that the firm handles your situation.

How do I contact Urbanspencer Limited?

Urbanspencer Limited's website is urbanspencer.com and it lists the phone number 01242 235882.

Does Urbanspencer Limited only work with clients in Cheltenham?

Its registered office is in Cheltenham, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.