Ginkgo Financial Ltd

Mortgage broker · London · incorporated 2012

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Later life & equity release
  • Protection insurance

Contact details published by the firm

020 7078 8683 Visit ginkgofinancial.com

Services mentioned on its website

When we checked ginkgofinancial.com on 2026-09-13, Ginkgo Financial Ltd mentioned first-time buyers, remortgage, buy-to-let, later life & equity release, protection insurance. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Ginkgo Financial Ltd on the FCA Register

Its website says it is an appointed representative of Quilter Financial Services Limited, which takes regulatory responsibility for its advice. We haven't verified this with the FCA. Search Ginkgo Financial Ltd on the FCA Register →

Questions to ask Ginkgo Financial Ltd

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. Are you qualified to advise on equity release, and how would you involve my family in the decision?

Frequently asked questions

Is Ginkgo Financial Ltd authorised by the FCA?

Ginkgo Financial Ltd's website describes it as an appointed representative of Quilter Financial Services Limited, which means that firm takes regulatory responsibility for its advice. Check both names on the Financial Services Register before taking advice.

What types of mortgage does Ginkgo Financial Ltd mention?

On its own website, Ginkgo Financial Ltd mentions: First-time buyers, Remortgage, Buy-to-let, Later life & equity release, Protection insurance. Services change, so confirm directly that the firm handles your situation.

How do I contact Ginkgo Financial Ltd?

Ginkgo Financial Ltd's website is ginkgofinancial.com and it lists the phone number 020 7078 8683.

Does Ginkgo Financial Ltd only work with clients in London?

Its registered office is in London, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.