SMG Mortgage & Protection Ltd

Mortgage broker · Carnforth · incorporated 2019

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Self-employed
  • Protection insurance

Contact details published by the firm

07703 290896 Visit smgmortgages.co.uk

Services mentioned on its website

When we checked smgmortgages.co.uk on 2026-09-13, SMG Mortgage & Protection Ltd mentioned first-time buyers, remortgage, buy-to-let, self-employed, protection insurance. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking SMG Mortgage & Protection Ltd on the FCA Register

Its website says it is an appointed representative of The Openwork Partnership, which takes regulatory responsibility for its advice. We haven't verified this with the FCA. Search SMG Mortgage & Protection Ltd on the FCA Register →

Questions to ask SMG Mortgage & Protection Ltd

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. How many years of accounts or tax calculations will lenders want to see for my income?

Frequently asked questions

Is SMG Mortgage & Protection Ltd authorised by the FCA?

SMG Mortgage & Protection Ltd's website describes it as an appointed representative of The Openwork Partnership, which means that firm takes regulatory responsibility for its advice. Check both names on the Financial Services Register before taking advice.

What types of mortgage does SMG Mortgage & Protection Ltd mention?

On its own website, SMG Mortgage & Protection Ltd mentions: First-time buyers, Remortgage, Buy-to-let, Self-employed, Protection insurance. Services change, so confirm directly that the firm handles your situation.

How do I contact SMG Mortgage & Protection Ltd?

SMG Mortgage & Protection Ltd's website is smgmortgages.co.uk and it lists the phone number 07703 290896.

Does SMG Mortgage & Protection Ltd only work with clients in Carnforth?

Its registered office is in Carnforth, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.