Rose James Finance Ltd

Mortgage broker · Co Durham · incorporated 2022

  • First-time buyers
  • Remortgage
  • Buy-to-let
  • Bad / adverse credit
  • Protection insurance

Contact details published by the firm

07931 734507 Visit rosejamesfinance.co.uk

Services mentioned on its website

When we checked rosejamesfinance.co.uk on 2026-09-13, Rose James Finance Ltd mentioned first-time buyers, remortgage, buy-to-let, bad / adverse credit, protection insurance. This comes from the firm's own pages, not from an assessment by us — confirm directly that it handles your situation.

Checking Rose James Finance Ltd on the FCA Register

Its website gives Firm Reference Number 990056. We haven't verified this with the FCA. Search FRN 990056 on the FCA Register →

Questions to ask Rose James Finance Ltd

  1. Can you recommend mortgages from the whole market, from a panel of lenders, or from a single lender?
  2. Do you charge a fee? If so, how much is it and when is it payable?
  3. What deposit will lenders realistically want for the homes I'm looking at, and which first-time buyer schemes am I eligible for?
  4. How early should I start before my current deal ends, and could a product transfer with my existing lender be better value?
  5. How will the lender's rental stress test affect what I can borrow, and have you arranged limited-company buy-to-let mortgages before?
  6. Which lenders consider my particular credit history, and will any of your checks leave a hard search on my credit file?

Frequently asked questions

Is Rose James Finance Ltd authorised by the FCA?

Rose James Finance Ltd's website gives Firm Reference Number 990056. We haven't checked this with the FCA ourselves, so search that number on the Financial Services Register to confirm the firm's current permissions before taking advice.

What types of mortgage does Rose James Finance Ltd mention?

On its own website, Rose James Finance Ltd mentions: First-time buyers, Remortgage, Buy-to-let, Bad / adverse credit, Protection insurance. Services change, so confirm directly that the firm handles your situation.

How do I contact Rose James Finance Ltd?

Rose James Finance Ltd's website is rosejamesfinance.co.uk and it lists the phone number 07931 734507.

Does Rose James Finance Ltd only work with clients in Co Durham?

Its registered office is in Co Durham, but many brokers advise by phone or video and take clients from further afield. Ask the firm which areas it covers.

General information, not advice. Mortgage Brokers List is a directory, not a broker, and nothing here is a recommendation. Contact details and services come from the firm's own website; its identity was matched by the Companies House number shown there. Is this your firm? See how to request a correction or removal.